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Monarch: Budget & Track Money: what 20 low-star reviews complain about

We read 20 one-to-three-star reviews written between 2026-08-24 and 2026-09-17 and kept the ones that describe a specific unmet need. Grouped with reviews of other apps that say the same thing, they land in 4 repeated complaints. Store listing.

What reviewers complain about

• Zero customer service
• Without automatic updates app is garbage
• Very unresponsive recently
• Very little information on how to use
• Useless information output
• Unreliable bank connections
• Unable to fix categorization after two hours of trying
• Sync completely fails
• Subscription model hidden until after personal data is entered
• Stupid bot support

The opportunities these reviews point to

1. 0175Performance-first budgeting app with stable version rollback option1 of 12
2. 0268Locked — subscribe to read this opportunity1 of 6
3. 0356Locked — subscribe to read this opportunity1 of 3
4. 0447Locked — subscribe to read this opportunity1 of 2

Score out of 100, then how many of the cluster's reviews are about this app out of its total. Category: Personal finance.