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Monarch: Budget & Track Money: what 20 low-star reviews complain about

We read 20 one-to-three-star reviews written between 2026-08-12 and 2026-09-10 and kept the ones that describe a specific unmet need. Grouped with reviews of other apps that say the same thing, they land in 2 repeated complaints. Store listing.

What reviewers complain about

• No phone support×2
• Sync issues unresolved
• Slow server response times
• Slow menu and report loading
• Rules don't persist or apply consistently
• Requires manual math and data entry from zero
• Removed month-to-month goal contribution customization
• Random connection failures lasting weeks
• Queued taps open multiple duplicate pages
• Partner membership cannot be linked to primary account

The opportunities these reviews point to

1. 0183Multi-currency budgeting app with multi-bank sync and file uploads4 of 64
2. 0251Locked — subscribe to read this opportunity1 of 2

Score out of 100, then how many of the cluster's reviews are about this app out of its total. Category: Personal finance.